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Checking Accounts
At Community Trust Bank, we offer a variety of personal checking accounts with competitive rates and fees. Our New Account Representatives can answer any questions you may have.
REGULAR CHECKING
For those interested in the simple, no frill checking account.
Features
- Open with only $100
- Unlimited check writing
- Debit card available at no extra charge
- Keep $500 daily balance to avoid monthly service charge
CTB CLUB CHECKING
A special account with benefits for a low monthly service fee.
Features
- Open with only $100
- No minimum balance requirement
- Unlimited check writing
- Free personalized club checks
- Free money orders, traveler and cashier checks
- Free copy service
- Discounts on safe deposit box rental
- Debit card available at no extra charge
SENIOR ACCOUNT
Available for customers who are 65 or older.
Features
- Open with only $100
- No minimum balance requirement
- No monthly fee
- Unlimited check writing
- Free personalized club checks
- Debit card available at no extra charge
- Travel Club
- Free money orders, traveler and cashier checks
- Free copy service
- Discounts on safe deposit box rental
STUDENT CHECKING
For students enrolled in high school or college who have relatives with a banking relationship at Community Trust Bank. Allows young adults to gain understanding of how a checking account works.
Features
- Open with only $100
- No monthly fee
- Unlimited check writing
NOW ACCOUNT
A NOW account is targeted to the person that wants to earn interest, but doesn't want to maintain the higher balances as compared to other interest bearing accounts.
Features
- Open with only $500
- Keep $500 daily balance and there is no monthly service charge or
- Keep $1,000 average monthly balance and there is no monthly service charge
SUPER NOW ACCOUNT
Earn a higher rate of interest as compared to the NOW account by maintaining a higher average daily balance.
Features
- Open with only $1,000
- Keep $1,000 daily balance and there is no monthly service charge
MONEY MARKET ACCOUNT
The highest rate available for an individual account with the ability to write checks.
Features
- Open with only $500
- Keep $1,000 daily balance to avoid monthly service charge
- Write up to three checks and three transfers per statement cycle
- The rate increases with balances
BUSINESS CHECKING
Every business needs a checking account and Community Trust Bank can supply just the right account. Management reserves the right to assess monthly charges for accounts deemed to have high monthly volume.
Features
- Open with only $100
- Keep $5,000 average monthly balance to avoid monthly service charge
- Unlimited check writing
BUSINESS NOW ACCOUNT
This account is an interest bearing account for sole-proprietors only.
Features
- Open with only $500
- Keep $5,000 average monthly balance to avoid monthly service charge
- The rate increases with balances.
BUSINESS SUPER NOW ACCOUNT
As compared to the Business NOW, this account is an interest bearing account for sole-proprietors. However, it allows you to earn higher rates of interest with higher balances.
Features
- Open with only $1,000
- Keep $5,000 average monthly balance to avoid monthly service charge
- The rate increases with balances.
BUSINESS MONEY MARKET
The highest rate available for business owners with the ability to write checks.
Features
- Open with only $2,500
- Keep $2,500 daily balance to avoid monthly service charge
- Write up to three checks and three transfers per statement cycle
- The rate increases with balances
CORPORATE SWEEP CHECKING
Used in conjunction with the Corporate Savings, allows a corporation to sweep all balances above $5,000. Enjoy the convenience of the automatic sweep and earn interest on your excess balances.
Features
- Open with only $100
- No monthly service fee if average monthly balance is maintained above $5,000
- High volume accounts may incur additional charges
Community Trust Bank is a member of FDIC and an Equal Opportunity Lender.
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