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Personal Banking - Checking
At Community Trust Bank, we offer a variety of personal checking accounts with competitive rates and fees. Our New Account Representatives can answer any questions you may have.  
 
REGULAR CHECKING 
For those interested in the simple, no frill checking account. 
 
Features 
• Open with only $100  
• Unlimited check writing  
• Debit card available at no extra charge  
• Keep $500 daily balance to avoid monthly service charge 
 
 
CTB CLUB CHECKING 
A special account with benefits for a low monthly service fee. 
 
Features 
• Open with only $100  
• No minimum balance requirement  
• Unlimited check writing  
• Free personalized club checks  
• Free money orders and cashier checks  
• Free copy service  
• Discounts on safe deposit box rental  
• Debit card available at no extra charge 
 
 
SENIOR ACCOUNT 
Available for customers who are 55 or older. 
 
Features 
• Open with only $100  
• No minimum balance requirement  
• No monthly fee  
• Unlimited check writing  
• Free personalized club checks  
• Debit card available at no extra charge   
• Free money orders and cashier checks  
• Free copy service  
• Discounts on safe deposit box rental 
 
 
STUDENT CHECKING 
For students enrolled in high school or college who have relatives with a banking relationship at Community Trust Bank. Allows young adults to gain understanding of how a checking account works. 
 
Features 
• Open with only $100  
• No monthly fee  
• Unlimited check writing  
 
 
NOW ACCOUNT 
A NOW account is targeted to the person that wants to earn interest, but doesn't want to maintain the higher balances as compared to other interest bearing accounts. 
 
Features 
• Open with only $500  
• Keep $500 daily balance and there is no monthly service charge or  
• Keep $1,000 average monthly balance and there is no monthly service charge 
 
 
SUPER NOW ACCOUNT 
Earn a higher rate of interest as compared to the NOW account by maintaining a higher average daily balance. 
 
Features 
• Open with only $1,000  
• Keep $1,000 daily balance and there is no monthly service charge 
 
 
MONEY MARKET ACCOUNT 
The highest rate available for an individual account with the ability to write checks. 
 
Features 
• Open with only $1,000  
• Keep $1,000 daily balance to avoid monthly service charge  
• Up to six pre-authorized withdrawals per statement cycle  
• The rate increases with balances 
 
Community Trust Bank is a member of FDIC and an Equal Opportunity Lender.  
 


FDIC
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